Before You Sign Dealer Finance, Check If You’re Overpaying
Your dealer quote might look convenient — but the rate, fees, balloon and add-ons can change the real cost fast. Check it in 30 seconds before you commit.
Dealer Quote Checker
Enter the offer you’ve been given and see whether there may be room to improve it. No credit check. Instant estimate.
Dealer monthly
Your monthly
Monthly saving
Total saving
Why check before you sign?
- ✓Quick comparison against the dealer’s rate, repayment and fees
- ✓Rates from 6.34% p.a. for approved applicants
- ✓No impact on your credit score just for checking
- ✓Extra qualification fields help us give a more useful response
Important information: Rates from 6.34% p.a. available to approved applicants only. Subject to lender assessment and approval. Interest rates, comparison rates, fees and repayments depend on lender policy, loan amount, term, vehicle and individual circumstances. This calculator is illustrative only and is not a quote, approval or credit offer.
Comparison rate of 8.02%: based on a secured loan of $35,000 over 5 years. Warning: This comparison rate applies only to the example given and may not include all fees and charges.
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*The comparison rates quoted are based on a secured loan amount of $30,000 over a 5 year term. This comparison rate is true only for the examples given and may not include all fees and charges. Any change in terms, fees or other loan amounts could result in a different comparison rate. Any rates or repayments quoted do not constitute an offer of credit or a formal credit quote. They are a calculation only and an estimation of what you may be able to achieve based on entered or general information. It does not take into account different product features or loan product types and may not account for all aspects of your personal situation. Rates and repayments are based on user inputted or general data. All applications for credit must be verified prior to the formal assessment process. All applications for credit are subject to lender credit approval and approval is not guaranteed.
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