Finance Referral Partner Program for Accountants
Help your clients find the right finance pathway.
Partner with Yes Approved and give your clients access to 40+ lenders across business vehicles, equipment, commercial finance and personal lending — without adding finance broking to your workload.
Fast scenario support, 7-day availability, policy and price diversification, YES Track referral visibility and direct access to an experienced finance broker when your clients need help.
A Simple Referral Pathway
Your client needs finance. You don't need to know which lender fits.
Send us the scenario and we'll work through the options.
Identify the finance need A client mentions a vehicle, equipment purchase, tax debt, cash-flow requirement or other finance need.
Send us the scenario Give us a quick overview or introduce the client directly.
We assess the options We consider suitable lenders, policy, pricing and finance structures.
We work with your client Yes Approved manages the finance process while keeping the referral relationship connected.
Supporting Your Client Relationships
Finance questions often start with the accountant
Accountants can have a detailed understanding of a client's business, financial position and future plans. That means you're often one of the first people a client speaks with when they're considering a new vehicle, equipment purchase, business investment or dealing with financial pressure.
Yes Approved gives you somewhere to refer those conversations without requiring your practice to arrange the finance itself.
Quick Scenario Reviews
Send us an outline of the client's situation before making a formal referral and we'll help identify potential finance pathways.
Available 7 Days
Clients don't always raise finance questions during business hours. Our team is available seven days a week for active opportunities.
40+ Lenders
Access to a broad lender panel provides greater diversification across lender policy, pricing and client circumstances.
Track Referrals
YES Track provides participating referral partners with greater visibility as referred clients move through the finance process.
Dedicated Referral Pathway
Your practice can have a dedicated QR code providing clients with a simple online pathway to Yes Approved.
Specialist Finance Support
Give clients access to a finance specialist across vehicle, equipment, commercial, personal and more complex lending scenarios without adding finance broking to your own workload.
Everyday Client Opportunities
When a finance need comes up, you have somewhere to send it
From an established business replacing a vehicle through to a self-employed client wanting to consolidate eligible debts, we can assess a broad range of finance requirements.
Business Vehicles
Cars, utes, vans and other eligible vehicles purchased for business use.
Explore Business Vehicle Finance → EQEquipment & Machinery
Finance for eligible machinery, construction equipment, agricultural assets and other business equipment.
Explore Equipment Finance → CFCommercial Finance
Finance solutions for eligible commercial and business purposes.
Explore Commercial Finance → PLPersonal Loans
Secured and unsecured personal lending for eligible worthwhile purposes.
Explore Personal Loans → DCDebt Consolidation
Eligible debts may be able to be consolidated or refinanced depending on the client's circumstances and lender requirements.
Explore Debt Consolidation → LDLow Doc Finance
Alternative documentation pathways may be available for eligible self-employed and business clients.
Explore Low Doc Finance →Tax Debt & Consolidation Scenarios
When a client's tax position starts affecting cash flow
Tax liabilities can place pressure on otherwise viable businesses and individuals, particularly when combined with other existing commitments.
Depending on the client's circumstances and lender policy, there may be finance options that can assist with refinancing or consolidating eligible tax debt and other liabilities.
These scenarios can be complex, so rather than trying to determine lender eligibility yourself, send us the situation and let us assess the available pathways.
Run a Tax Debt ScenarioA client might say...
“The business is profitable, but our ATO debt and existing repayments are putting pressure on cash flow.”
We'll look at the client's overall position and assess whether an appropriate finance pathway may be available.
Self-Employed Clients
Different lenders can view the same business very differently
This is one of the areas where an accountant referral relationship can be particularly valuable.
Business age, ABN and GST registration, financial statements, tax returns, BAS, bank statements and other documentation can all influence which lenders and products may be suitable.
Rather than assuming a client won't fit because they don't have a conventional set of documents, let us assess the scenario against the available lender options.
Low Doc
Alternative income verification may be available where lender policy permits.
Newer Businesses
Some lenders may consider businesses with shorter trading histories depending on the overall application.
Different ABN Requirements
Minimum business registration requirements can vary significantly between lenders.
Different Documentation
The documentation required can depend on the lender, product and strength of the application.
Policy & Price Diversification
You don't need to know the lending policy. That's our job.
Access to multiple lenders matters because the cheapest lender is irrelevant if the client doesn't fit its credit policy. We look at both suitability and pricing when assessing the available options.
Different lender appetite
- Business trading history
- ABN and GST registration
- Income verification
- Low-doc eligibility
- Credit profile
- Asset type and age
- Loan purpose
- Loan amount
- Deposit or equity
- Existing commitments
Different finance structures
- Interest rates
- Lender fees
- Loan terms
- Secured or unsecured
- Balloon or residual options
- Risk-based pricing
- Repayment structures
- Commercial products
- Personal lending products
- Different lender offers
Run a Client Scenario
Not sure whether the client has an option? Ask us first.
You don't need to make a formal client referral just to ask a question. Use our scenario tool to give us an overview of the situation and we'll take a look.
Client personal details are optional when you're simply checking whether a potential finance pathway may exist.
Run a Client ScenarioFor example
Client has been trading for three years and wants to purchase a $75,000 excavator. They would prefer not to provide full financials. What are the options?
Send us the scenario. We'll assess potential lender pathways and let you know what may be worth exploring.
Call Steve on 0401 029 740 or the office on 1300 361 167.
Referral Visibility
Refer. Track. Stay informed.
YES Track gives participating accountant partners a central place to submit finance referrals and maintain greater visibility as their clients progress through the finance process.
Dedicated Referral Pathway
Give clients a simple way to connect with Yes Approved
Participating partners can receive a dedicated QR code providing clients with a straightforward online pathway to submit a finance enquiry.
Use it in your office, emails, client communications or wherever it makes sense for your practice.
Partner Arrangements
Referral arrangements can be available where appropriate
The primary purpose of the partnership is to give your clients access to specialist finance support when a lending need arises outside your own service.
Where appropriate, eligible accountant partners may also have an agreed referral commission arrangement. Any referral commissions are administered using a Recipient Created Tax Invoice (RCTI).
Simple Commission Process
Refer an eligible finance opportunity
Yes Approved works with the client
The client's finance settles
Eligible referral commission is administered under the agreed RCTI arrangement
Simple Referral Process
Keep the relationship. Let us handle the finance.
Identify
A client raises a finance requirement or opportunity.
Refer
Introduce the client or run the scenario with us first.
Assess
We assess appropriate finance pathways across our lender panel.
Track
Maintain visibility over the referral through YES Track.
Settle
Finance settles and eligible referral commission is administered under the agreed arrangement.
Accountant Partner Support
Speak directly with Steve
Have a client scenario you'd like to discuss or want to know how a referral relationship could work for your accounting practice? Call, text or email Steve directly.
Become a Yes Approved Referral Partner
Give your clients somewhere to turn when finance comes up
Access 40+ lenders, 7-day support, broad business and personal finance options, scenario assistance, YES Track and a dedicated referral pathway for your practice.
See What Our Customers Say
Real Google reviews from customers who have worked with Yes Approved Finance.
