Car Dealer Finance Partner Program
More finance options. More opportunities to sell cars.
Partner with Yes Approved and give your dealership access to 40+ Australian lenders, fast finance support and broader options for customers who may not fit your primary finance pathway.
Built for franchised and independent used-car dealers, with 7-day support, attractive referral commissions, deal tracking and dedicated referral tools.
Another Finance Pathway
The vehicle fits. The customer is ready. But the usual finance option doesn't.
That's where a broader lender panel can help.
Send us the scenario Tell us about the buyer, vehicle and finance requirement.
We assess the options We can consider suitable options across our lender panel.
We work with the customer Our broker manages the finance process directly.
You keep selling cars We work alongside the dealership while you stay focused on the sale.
Finance Support For Car Dealers
Don't lose the vehicle sale because the customer doesn't fit one finance option
Every lender has its own credit policy, pricing and appetite. A customer who doesn't fit one finance provider may look very different to another lender.
Yes Approved gives participating dealerships another finance pathway when the usual option isn't suitable, or when the customer wants to compare alternatives.
Quick Turnaround Times
Get finance scenarios in front of a broker quickly while the customer is still engaged and ready to purchase.
Available 7 Days
Cars sell on weekends. Our team is available seven days a week for dealer finance support and customer enquiries.
40+ Lenders
Broader lender access provides greater policy, pricing and product diversification across different customer profiles.
Attractive Referral Commissions
Eligible dealer partners can earn attractive referral commissions when referred finance settles, under the agreed partner arrangement.
Track Your Deals
YES Track gives you greater visibility over referred customers as their finance progresses.
Dedicated Dealer QR Code
Give customers a simple digital pathway to finance through a dedicated QR code connected to your dealership.
Specialist Finance Scenarios
Some customers simply need a different lender.
A buyer falling outside one lender's policy doesn't necessarily mean the finance conversation has to end.
Through our broader lender panel, Yes Approved can assess a range of standard and specialist vehicle finance scenarios, subject to lender policy and normal credit assessment.
Check a Customer ScenarioRepairable Write-Offs
Finance may be available for eligible repairable write-off vehicles where the vehicle and applicant meet lender requirements.
Lower Credit Scores
Access to lenders with different credit appetites can provide options for some customers with lower credit profiles.
Eligible Visa Holders
Some lenders may consider eligible visa holders depending on visa type, term, employment and the overall application.
Older Vehicles
Different lenders have different vehicle-age policies, giving us more scope to assess finance for older vehicles.
Self-Employed Buyers
Options may be available for established and newer businesses, including eligible low-doc commercial finance scenarios.
Business-Use Vehicles
Finance support for customers purchasing utes, vans, passenger vehicles and other eligible vehicles for business use.
Policy & Price Diversification
One customer. More than one way to assess the deal.
Lenders can assess the same customer and vehicle very differently. A broad panel gives our brokers the ability to consider both policy fit and pricing when assessing suitable finance options.
Different lender policies
- Credit profile
- Employment type
- Self-employed applicants
- Visa status
- Vehicle age
- Repairable write-offs
- Business versus personal use
- Loan amount
- Commercial documentation
Different pricing & structures
- Interest rates
- Lender fees
- Loan terms
- Balloon and residual structures
- Consumer versus commercial finance
- Risk-based pricing tiers
- Deposit requirements
- Loan structure
- Early repayment considerations
Make Referring Easy
Give your dealership its own finance referral pathway
Participating dealers can receive a dedicated QR code that directs customers to an online finance application pathway connected to the dealership.
A salesperson can simply ask the customer to scan the code and complete their details, giving them a straightforward way to continue the finance conversation.
Dealer Referral Tracking
Send the referral. Then follow the deal.
YES Track gives dealer partners a central place to submit opportunities and greater visibility as referred finance moves through the process.
Dealer Referral Commissions
Create another revenue opportunity from referred finance
Eligible car dealer partners can receive attractive referral commissions when referred finance settles under the agreed partner arrangement.
Referral commissions are administered using a Recipient Created Tax Invoice (RCTI), helping keep the commission process straightforward for participating dealerships.
Simple Commission Process
Refer an eligible finance opportunity
Yes Approved manages the finance process
Finance settles
Eligible referral commission is issued under the RCTI arrangement
Consumer & Commercial
Support for personal buyers and business customers
The customer buying the car isn't always a straightforward consumer applicant. We can also assess eligible business and commercial vehicle finance requirements.
Personal Vehicle Buyers
Finance for eligible customers purchasing vehicles primarily for personal use.
- New vehicles
- Used vehicles
- Different credit profiles
- Eligible visa holders
- Older vehicles
- Eligible repairable write-offs
Business Vehicle Buyers
Commercial finance options for eligible businesses purchasing vehicles for business use.
- Utes
- Vans
- Passenger vehicles
- Commercial vehicles
- Self-employed applicants
- Eligible low-doc scenarios
Got a Customer in Front of You?
Check the scenario before you lose the sale
You don't need to know which lender might fit. Tell us about the customer, vehicle and finance requirement and we'll take a look.
Client contact details can remain optional if you're simply checking whether the scenario may be workable.
Run a Customer ScenarioResources For Your Customers
Useful information for customers who are still deciding
Dealer partners can also share Yes Approved buyer resources and finance guides with customers who want to research their purchase or finance options before progressing.
Simple Dealer Process
From showroom opportunity to settlement
Identify the Customer
A buyer needs finance or doesn't fit your usual finance pathway.
Refer or Run It
Submit the referral, use your QR code or run the scenario first.
We Assess Options
Our broker considers suitable finance options across the lender panel.
Track the Deal
Follow the referral through YES Track while we manage the customer.
Settlement
Finance settles and eligible referral commission is administered under the RCTI arrangement.
Dealer Partner Support
Speak directly with Steve
Have a customer scenario now or want to discuss how the dealer partner program could work for your dealership? Call, text or email Steve directly.
Become a Yes Approved Dealer Partner
Give your dealership another way to keep the sale moving
Access 40+ lenders, fast turnaround times, 7-day support, specialist finance options, YES Track, dedicated referral tools and attractive referral commissions.
See What Our Customers Say
Real Google reviews from customers who have worked with Yes Approved Finance.
